We keep hearing that there are almost 46 million uninsured Americans. We need to determine the difference between UNINSURED and UNINSURABLE. They are two different things. A special thanks to the US CENSUS BUREAU for the following information. Maybe we can see how our math skills are at the end of this...
10.1 million Americans have an income of $66,000 or more for a family of four, but ELECT to remain uninsured.
9.3 million are NON-CITIZENS and do not pay tax.
6.4 million who are enrolled in Medicate or STATE CHIP plans, but reported to the Census taker that they were not. ( This results in a Medicaid undercount as well).
4.3 million are eligible for Medicaid or S-CHIP, but have not enrolled.
5 million are childless adults, mainly healthy young adults who simply wish not to pay for insurance.
If my math is correct we just accounted for 35.1 million people. That leaves 10.9 million.
10.9 million Americans uninsurable. Now, I agree that we have to find a way to insure them, but 10.9 million is a far cry from 46 million.
I hope we expand coverage in some way to cover those in need, but lets focus on the 10.9 million and not 46 million.
Eric Wilson is an insurance broker in the Chicago Area. He can be reached toll free 888-448-5370. He is licensed in five midwest states.
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