Tuesday, July 28, 2009

Do you really want the govenment running our health care system

I have talked before about the lengthy health care bill that has been proposed. The bill health care reform or HR 3200. There are a lot of "fundamental rights you will loose under this bill. Well here are some of the key issues you should be concerned with, if you get a copy of the bill, here is what pages to read. If you do not, here are the highlights...
Pg 16. Individual Health Plans will be outlawed after the "grandfather clause" has expired. Which means as soon as your premium rates go up and you decide to shop elsewhere to lower your rates. You will not be able to purchase another individual health insurance plan since they will not be compliant with the new bill. Forcing you in to the "public option".
Pg 22 of the HC Bill MANDATES the Govt will audit books of ALL EMPLOYERS that self insure!!
Pg 30 Sec 123 of HC bill - THERE WILL BE A GOVT COMMITTEE that decides what treatments/benefits you get
PG 50 Section 152 in HC bill - HC will be provided to ALL non US citizens, illegal or otherwisePg 58HC Bill - Govt will have real-time access to individual’s finances & a National ID Healthcard will be issued!
Pg 59 HC Bill lines 21-24 Govt will have direct access to your banks accts for electronic funds transfer
PG 102 Lines 12-18 HC Bill - Medicaid Eligible Individuals. will be automatically enrolled in Medicaid.. No choice
PG 265 Sec 1131 Govt mandates & controls productivity for private HC industries
PG 425 Lines 4-12 Govt mandates Advance Care Planning Consult. Think Senior Citizens end of life
Pg 425 Lines 17-19 Govt will instruct & consult regarding living wills, durable powers of atty. Mandatory!
PG 425 Lines 22-25, 426 Lines 1-3 Govt provides approved list of end of life resources, guiding you in death
PG 427 Lines 15-24 Govt mandates program for orders for end of life. The Govt has a say in how your life ends
Pg 429 Lines 1-9 An “advance care planning consult” will be used frequently as patients health deteriorates

PG 429 Lines 10-12 “advance care consultation” may include an ORDER for end of life plans." AN ORDER from GOVTPG 430
Eric Wilson is an insurance broker in the Chicago area. He specializes in health and life insurance for small businesses and the self-employed. He can be reached at 888-448-5370 or online at www.isellhealth.net

Monday, July 20, 2009

What is the rush for this health care bill

So I was out of town last week. My parents are non stop FOX and MSNBC watchers, so it was all I could do not to watch it. Then I catch, they are sending a 1000 page bill to congress. That they want voted on by the August recess. Shocking the CBA ( the bi-partican fincancial analysis group) stating that the costs is too high and will still leave too many uninsured. This by the way is the SECOND time that they have said this.

Oh and by the way I did read some of it. The government states that you can keep your insurance if you like it, but in the bill burried on page 16 was a clause that it would not be legal to sell private insurance. So that means you can keep what you have, but you cannot shop any more. Now I am not the best at reading these things, and perhaps I am biased, OK I AM BIASED as it affects my livlihood. But if the government steps in here and puts together a private plan similar to mediacare for all, you will see some issues.

The medicare system is not flawless, as you need a mediacare supplement to cover all of the GAPS in mediacare. So will the private plan have those gaps as well?? Also Medicare pays doctors and hospitals about 20% less that private insurance. Does that mean doctors have to see 20% more patients to make the same income?? If so, what kind of treatment will you get??
Also, I am going to get on my capitlist high horse here. In the movie starring Danny Devito called "OTHER PEOPLES MONEY" He makes a comment, I am going to paraphrase for my younger readers. He said if the was stating if he could not buy a stock ( substitute insurance), in a free market a so called free country, it messes up capitalism. You know what happens when capitalism gets messed up? The Communist come back, don't kid yourself, they are out there.
Ok I am done with movies now, but do you see where I am going.
Eric Wilson is an insurance agent living in the Chicago area
He can be reached toll free at 888-448-5370.
Thanks for reading